Job Opportunity: Legal Counsel – Non-Litigation | Aditya Birla Capital
Organization:
Aditya Birla Capital Limited, part of the Aditya Birla Group’s Financial Services business, is seeking a Legal Counsel to support its Gold Loan business across product structuring, branch operations, contracts, regulatory compliance, and legal risk management.
Location:
- R-Tech Park, Goregaon, Mumbai, Maharashtra
Position:
- Legal Counsel – Legal, Non-Litigation
- Financial Services – Gold Loan Business
Eligibility:
- LL.B. qualification
- 4–5 years of relevant professional experience
- Strong knowledge of Banking Law, Contract Law, Corporate Law, Arbitration, Commercial Litigation, Corporate Governance, Employment Law, Dispute Resolution, Due Diligence, and Litigation
Responsibilities:
Business Advisory & Transaction Support:
- Provide day-to-day legal support to the Gold Loan business
- Advise on products, processes, customer journeys, and branch operations
- Support loan origination, disbursement, renewals, auctions, and recovery matters
- Identify legal risks and provide practical business-oriented solutions
Documentation & Contract Management:
- Draft, review, standardise, and negotiate gold loan agreements, pledge forms, and security documents
- Review auction terms, vendor/service agreements, lease agreements, and empanelment contracts
- Review customer communication templates
- Ensure documentation is legally enforceable and regulatory compliant
Regulatory & Compliance Advisory:
- Advise on RBI regulations applicable to NBFCs
- Provide guidance on Fair Practices Code, KYC/AML, and customer grievance requirements
- Advise on outsourcing, data privacy, and information security requirements
- Monitor regulatory developments affecting the Gold Loan business
Legal Risk Management:
- Assess legal implications of new products, processes, and initiatives
- Review policies, SOPs, and operational manuals
- Support risk assessments and internal control reviews
- Develop preventive legal risk mitigation measures
Skills Required:
- Banking & Financial Services Law
- Contract Drafting & Negotiation
- Regulatory Compliance
- RBI / NBFC Regulations
- Gold Loan / Secured Lending
- KYC & AML
- Corporate & Commercial Law
- Legal Risk Management
- Data Privacy & Information Security
- Stakeholder Management
Salary:
- Not specified
Last Date to Apply:
- 03 March 2027
How to Apply: https://abgcareers.peoplestrong.com/login?returnUrl=%2Fjob%2Fdetail%2FABG111423